Business Profile
Dominion Lending Centres
BlackfaldsLive
CONTACT
Business Contact Collin Smith
Address 102-5229 50th Ave [ Google Map ]
Red Deer, T4N 4B4
Phone 403-302-2492
Email collinsmith@dominionlending.ca
Website www.collinsmith.ca
Business Category Finance & Insurance
Born in 2011
Who We Are

Dominion Lending Centres is a national mortgage brokerage and leasing company with more than 2,000 members offering free expert advice across Canada - taking the hassles out of the mortgage process and simplifying your life.

With access to more than 90 lending institutions, including big banks, credit unions and trust companies, our licensed team of mortgage professionals is familiar with a vast array of available mortgage products - ranging from first-time homebuyer programs to financing for the self-employed to financing for those with credit blemishes.

Specialty

Going that extra mile for my clients. Keeping them in the loop the whole way and communicating in easy to understand terms.

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Services
Mortgages - Featured Service
Whether you are first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call... we think you'll be pleasantly surprised!
Refinancing
Canadians today face many reasons to refinance their mortgage. For example, you may have been working at improving your credit score and now qualify for a new mortgage with a better discount, or you may want to stabilize your payments by changing from a variable rate mortgage to a fixed-rate. Refinancing is also a good option to pull out equity for consolidating debt, home improvements, investments, college expenses, and more.
Divorce Mortgage
Splitting up but someone wants to stay in the matrimonial home? There is a program where lenders will allow you to refinance the home beyond the normal maximum (80% of appraised value) up to 95% of the value of the home. The reason for this is to pay the ex-spouse out for their portion of the equity in the home. There has to be a divorce or separation agreement in place stipulating that equity from the home is going from the refinanced mortgage to the ex-spouse. The lawyer takes care of all the formalities with regards to registering the new mortgage on title and disbursing the money to the ex-spouse as per the legal separation/divorce agreement. The mortgage holder obviously has to be approved under the normal lending guidelines but it is a great way to divide married assets without having to sell the home.
Reminders just in case
DID YOU KNOW...
Vacation properties and second home purchases are a good way to diversify! You may be able to get into these types of homes with as little as 5% down. Call me.
  
DID YOU KNOW...
As rates trend up, the Government has us qualify you at a “stress test” level to make sure you are fine in case of bigger rate increases.
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